Unify Financial Advisors Is A Fiduciary Registered Investment Advisor Servicing The Greater Tampa Bay Area And Beyond.
Unify Financial Advisors is a Registered Investment Advisor located in Clearwater, FL. Our mission is to provide financial peace to individuals, businesses and our community. We achieve our mission by humbly applying our skills, experience, and care to provide exceptional service.
Unify Financial is not your traditional investment advisor. Consequently, we strive to create value for every client by catering financial services to meet their specific needs. On the contrary, many financial advisors or brokers charge flat fees or commissions that apply to all clients regardless of their specific needs. At Unify Financial Advisors, we listen to our clients and provide a needs-based service model. You get what you pay for.
Our Services
Custom Investment Management
Our qualified team provides in-house portfolio management and analysis. For this reason, we do not outsource investment management to expensive third-party advisors or high-cost mutual funds. Therefore, you can cut out the middleman and save excessive third-party management fees by hiring Unify Financial as your investment advisor.
We dig deep! Understanding each client’s specific needs, objectives, risk tolerance, and experience are crucial steps to the investment process. In fact, we develop a customized Investment Policy Statement (IPS) that acts as a road map for your investment management. As fiduciaries, we are required to put your interest at the forefront of your portfolio management.
Financial Planning
Partner with our Certified Professional Planning CFP® professional to help build and monitor your financial, estate and tax planning. Namely, be confident that you are on the path to a secure future. We take a holistic approach to your financial planning needs by working with your attorney(s) and accountant(s) to ensure that no leaf is left unturned.
Charitable Giving
Unify Financial is built on serving others and the community. Hence, we encourage and help clients with simple or complex gifting strategies, from tax-efficient gifting of IRA distributions to establishing foundations or donor-advised funds. In fact, did you know that gifting non-cash-appreciated assets can be an optimal gifting strategy? Let us help you leave a lasting impression on this world.
Business Retirement Consulting
Your business can provide one of the largest tax-sheltered vehicles for wealth accumulation. However, business retirement plans are not one size fits all. Your goals, growth, employee demographics, and cash flow all determine the best-fit retirement plan for your unique business. Work with our team to develop a plan that maximizes value.
Qualifications Matter
Charter Financial Analyst CFA®
The Chartered Financial Analyst, CFA® designation is considered the gold standard for investment analysis and portfolio management. In fact, the CFA Program provides the strongest foundation in advanced investment, analysis, and real-world portfolio management skills. Work directly with a Unify Financial CFA chartholder to help manage your financial future.
Certified Financial Planner CFP®
CERTIFIED FINANCIAL PLANNER™ certification is the standard of excellence in financial planning. CFP® professionals meet rigorous education, training and ethical standards, and are committed to serving their clients’ best interests today to prepare them for a more secure tomorrow. Our team and a CFP professional are ready to help you build a brighter financial future.
Investment Process
Planning Process
- Understanding the Client’s Personal and Financial Circumstances
- Identifying and Selecting Goals
- Analyzing the Client’s Current Course of Action and Potential Alternative Courses of Action
- Developing the Financial Planning Recommendation (s)
- Presenting the Financial Planning Recommendation (s)
- Implementing the Financial Planning Recommendation (s)
- Monitoring Progress and Updating